Activating Your New USAA Card at

So you just received a shiny new credit or debit card from USAA in the mail? Congrats! But before you can start swiping that card everywhere, you need to activate it first.

Activating your card is super quick and easy. This guide will walk you through all the different ways to activate your USAA card so you can start enjoying those sweet rewards and benefits.

Activating Online via

The fastest way to activate your card is on the USAA website:

  1. Head over to the
  2. Log into your USAA account
  3. Select the “Activate Card” link
  4. Enter your new card details and personal info
  5. Follow the prompts to complete activation

And that’s it! Your shiny new credit or debit card is now ready to use.

Tip: Make sure you have your card in front of you when activating online so you can easily reference the numbers.

Activating via Phone

Don’t have access to a computer or prefer talking to a real human? No worries! You can activate your USAA card with a quick phone call too.

For USAA Credit Cards

Call 800-411-4300 to activate your credit card over the phone. Just follow the automated prompts.

For USAA Debit/ATM Cards

The number to call to activate debit cards is 800-315-4906. Again, just follow the voice instructions to activate your card.

Pro Tip: Activating over the phone is available 24/7 so you can get your card ready to use anytime!

Activating in the Mobile App

If you have an iPhone or Android phone, you can download the USAA app and activate your card through the app in just a minute or two:

  1. Download and open the USAA mobile app
  2. Log into your account
  3. Tap the menu icon in the top right
  4. Select “ATM/Debit Card”
  5. Tap “Activate Debit Card”
  6. Tap “Activate” – and you’re all set!

Insider Tip: The USAA app lets you manage your account, check balances, deposit checks and more – so it’s worth keeping on your phone!

Activating at an ATM

Didn’t have any luck with the other activation methods? As a last resort, you can activate your USAA debit card at any ATM:

  • Simply insert your USAA debit card into the ATM
  • Enter your card PIN
  • Complete any cash withdrawal or balance inquiry transaction
  • This will automatically activate your card!

Now your card is ready to use anywhere Visa or MasterCard is accepted. Welcome to the world of USAA credit and banking! Let me know if you have any other questions about getting started with your new account.