How to Activate Your New NetSpend Prepaid Card at

Getting a NetSpend prepaid card is easy – but you’ll need to activate it before you can start using it for shopping, paying bills, and managing your money. This guide will walk you through how to activate your card either online, through the mobile app, or over the phone.

What is NetSpend?

NetSpend provides reloadable prepaid Visa cards that work similarly to a debit card connected to a bank account. The advantage is you don’t need a credit check or bank account to get approved. It’s a great option if you can’t qualify for a credit card or want an easy way to control your spending.

Once approved, you’ll receive your new card in the mail in 7-10 business days.

Activate Online Through

Activating online is fast and easy:

  1. Go to the
  2. Enter your card number and security code
  3. Sign in or create an account if prompted
  4. Complete identity verification

And your card will instantly be active!

Tip: Have your card in front of you to reference the card number and security code.

Use the Mobile App To Activate

You can also activate through the iOS or Android app:

  1. Download and open the NetSpend mobile app
  2. Tap Activate
  3. Enter your card number and security code
  4. Login or sign up for an account
  5. Follow the step-by-step activation prompts

It will guide you through setting up a PIN, entering personal details, reviewing disclosures, and more.

Call To Activate Over The Phone

If you prefer to activate over the phone:

  • Call 1-86-NetSpend
  • Follow the voice prompts to activate
  • Have your card number, security code, and personal details handy

Start Using Your NetSpend Card!

Once activation is complete, you can:

  • Shop online and in stores
  • Pay bills
  • Access cash at ATMs *Deposit checks via the mobile app
  • And more!

The card works just like a debit card attached to a checking account. Enjoy your new financial flexibility with NetSpend!