Activate Your New Fortiva Credit Card at

So you just received a shiny new Fortiva credit card in the mail. Congrats! 🎉 But before you can start using it, you need to activate it first.

Activating your card is a simple process that only takes a few minutes. You can do it easily online or over the phone. This step verifies your identity and prepares your card for purchases.

In this quick guide, we’ll outline the easy steps to get your new Fortiva credit card up and running ASAP. Let’s dive in!

Activating Online through

Activating online is fast and convenient. You just need access to the Fortiva Account Center.

If You Already Have Fortiva Account Center Access

  • Visit
  • Click Sign In & Activate
  • Enter username and password
  • Select your new card
  • Enter card details (card number, name, expiration)
  • Click Activate

If You Need to Enroll in Fortiva Account Center

  • Go to
  • Click Enroll in Fortiva Account Center
  • Click Create Account
  • Enter personal details (last name, SSN, DOB)
  • Create username and password
  • Follow on-screen instructions to activate card

Once activated, you can immediately begin using your card for purchases!

Activating Over the Phone

You can also activate by calling 1-800-443-1305. The process is very similar:

  • A customer service agent will ask for card details
  • They’ll verify personal information like your name, address, and birth date
  • After identity verification, your card will be activated

And that’s it! Within minutes you can activate your Fortiva card and access your line of credit.

Applying for a Fortiva Credit Card

Wondering how to get a Fortiva card in the first place? The application process is easy.

Here are the steps:

  1. Go to
  2. Click See If You Prequalify
  3. Enter personal and income details
  4. Consent and submit application
  5. Wait for approval decision

If approved, you’ll receive your new card within 7-10 business days. Then just activate it using the steps we covered!

Eligibility Criteria

To qualify, applicants generally need:

  • Minimum age of 18 years
  • Valid Social Security Number
  • Regular income
  • Reasonable debt-to-income ratio


Below are answers to some frequently asked questions about activating and applying for a Fortiva credit card:

Can I activate through a mobile app?

Yes! Download the Fortiva Account Center app to activate and manage your card.

What information do I need to activate over the phone?

When you call to activate, have your card number, expiration date, full name, address, and birth date ready for identity verification.

We hope this beginner’s guide helps you successfully activate your new Fortiva credit card! Let us know if you have any other questions.