Activate TJX Rewards Mastercard at

So you just got a shiny new TJX Rewards Mastercard in the mail? Awesome! As a loyal TJX shopper myself, I know how exciting these cards can be with all the perks and rewards they offer.

But before you can start racking up points, you need to activate your card. Let me walk you through the super easy process…

Activating Your Card is a Breeze

Activating your card only takes a few minutes. Just head to the website.

You’ll need to enter:

  • Your card number
  • The security code
  • The last 4 digits of your Social Security Number

Then click “Activate My Card” and follow the prompts.

And that’s it! Your card is now ready to use. Welcome to the rewards! :tada:

Tip: You can also activate by phone at 844-397-6507.

Next Steps – Register Online

I highly recommend you register for online access after activating your card. This allows you to:

  • Check your reward points balance
  • Redeem rewards
  • Make payments
  • Set up alerts
  • More

Head to and enter:

  • Your account number
  • Billing zip code

Follow the steps to complete registration and voilà – your online account is set up!

Start Earning Rewards

Now comes the best part – using your card!

You’ll earn 5 points for every $1 spent at TJX stores (TJ Maxx, Marshalls, HomeGoods, and more) or anywhere else Mastercard is accepted.

Once you hit 1000 points, you can redeem a $10 rewards certificate. It’s money in your pocket! 💸

And as an added bonus, take 10% off your very first TJX purchase in-store or online.

Not a bad deal if you ask me! 😉

Paying Your Bill

When it’s time to pay your bill, you’ve got options:

Through Your Online Account:

  1. Login at
  2. Go to the payment section
  3. Select your payment method

As a Guest:

  1. Go to and choose “Pay as Guest”
  2. Enter your card number, last 4 SSN digits, and zip code
  3. Make your payment

Either way works great if you need to pay quickly online.

More Helpful Info

Here are answers to some frequently asked questions about the TJX Rewards Card:

How do the rewards work? You get 5 points per $1 spent. 1000 points = $10 rewards certificate to use at TJX stores.

Who do I contact for help?
Card questions: 1-800-952-6133
Account help: 1-877-890-3150

What if my card is lost or stolen?
Call customer service immediately at 1-866-834-3205 to report it and get a replacement.

How can I find the nearest TJX store?
Use this store locator tool.

I hope this guide gave you all the info you need to get the most out of your card! Let me know if you have any other questions.

Happy saving!